Homeowners Insurance Coverages

Homeowners Insurance policies can be confusing and have many different sections and coverages. We’ve explained some common types of coverages you can choose from when applying for a homeowners insurance policy. Personal Liability Coverage In a very litigious society, you can’t be too sure whether or not someone will sue. Let’s say your son is Learn More “Homeowners Insurance Coverages”

The State of Florida’s Insurance Market: Welcome to the Thunderdome

Below is a reprint of a recent agent’s newsletter from Olympus Insurance Company. Olympus is a leading provider of Homeowners Insurance in Florida. The newsletter provides excellent insights into the current Homeowners Insurance crises. Olympus is a valued partner of our agency and we appreciate Olympus’s approval to share this confidential document. State of Florida Learn More “The State of Florida’s Insurance Market: Welcome to the Thunderdome”

Insurance Problems for Older Homes

Insurance premiums on older homes are skyrocketing and policies are becoming difficult to obtain. The available insurance market for homes built pre-1995 is disappearing by the day. Most insurance companies will no longer insure homes over 30 years of age in South Florida. Many carriers will only accept new business on homes less than 10 Learn More “Insurance Problems for Older Homes”

Homeowners Insurance: Tips for Lowering Your Premium while Staying Properly Covered

We get it. Most people aren’t excited to purchase insurance but realize the importance of protecting their assets and, in turn, their peace of mind. We’re sure you’ve dealt with insurance providers that simply want to make their commission and don’t seem to want to educate you on your needs and your coverage options. We Learn More “Homeowners Insurance: Tips for Lowering Your Premium while Staying Properly Covered”