Summer Home Energy Savings

Beat the South Florida Heat — and Your Air Conditioning Bill — This Summer Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every Learn More “Summer Home Energy Savings”

Managing the Risk of Self-Insurance

As insurance premiums skyrocket, many people think about self-insuring. Following are some thoughts that should be considered. Insurance was created and is best used to protect against significant financial risks that have low frequency of occurrence, but a severe potential impact. Natural disasters are a good example. Small risk exposures should be self-insured on a Learn More “Managing the Risk of Self-Insurance”