Flood Insurance Policy Changes

Since the 1970’s Flood insurance rates have been calculated based on criteria that do not accurately account for flood risk. Rates have previously been based on a Flood Insurance Rate Map (FIRM). These maps were developed in 1968 when the National Flood Insurance Program (NFIP) was enacted. Prior to the development of the NFIP, flood Learn More “Flood Insurance Policy Changes”

Homeowners Insurance Coverages

Homeowners Insurance policies can be confusing and have many different sections and coverages. We’ve explained some common types of coverages you can choose from when applying for a homeowners insurance policy. Personal Liability Coverage In a very litigious society, you can’t be too sure whether or not someone will sue. Let’s say your son is Learn More “Homeowners Insurance Coverages”

The State of Florida’s Insurance Market: Welcome to the Thunderdome

Below is a reprint of a recent agent’s newsletter from Olympus Insurance Company. Olympus is a leading provider of Homeowners Insurance in Florida. The newsletter provides excellent insights into the current Homeowners Insurance crises. Olympus is a valued partner of our agency and we appreciate Olympus’s approval to share this confidential document. State of Florida Learn More “The State of Florida’s Insurance Market: Welcome to the Thunderdome”