Since the 1970’s Flood insurance rates have been calculated based on criteria that do not accurately account for flood risk. Rates have previously been based on a Flood Insurance Rate Map (FIRM). These maps were developed in 1968 when the National Flood Insurance Program (NFIP) was enacted. Prior to the development of the NFIP, flood Learn More “Flood Insurance Policy Changes”
Halloween is a night of tricks, treats, and make believe. Whether you are attending a frightfully fun Halloween party or spending the evening binging monster movies it is important to ensure that your family and home are safe and protected. These tips will guarantee that you and your family have a safe and happy Halloween. Learn More “5 Tips to Have a Safe and Happy Halloween”
School’s out for summer, and while the title of the classic Alice Cooper song can strike nostalgia, the phrase also means much more. Summer is an exciting time, especially for school-aged children. There are opportunities to travel to our beautiful beaches, pick up friends for the movies, go out to dinner… the point being, there Learn More “Safe Driving Resources for Teens in Florida”
How They Target You You’re enjoying a sunny afternoon on your patio when your doorbell rings. Not expecting company, you head to the front door of your house and there stands a person with a tablet in his hand, dressed like a construction worker. You open the door, confused, and can see a van with Learn More “Avoiding Contractor Fraud Scams”
Homeowners Insurance policies can be confusing and have many different sections and coverages. We’ve explained some common types of coverages you can choose from when applying for homeowners insurance in Boca Raton. Personal Liability Coverage In a very litigious society, you can’t be too sure whether or not someone will sue. Let’s say your son Learn More “Homeowners Insurance Coverages”
You need an umbrella even in the dry season. Of course, we are speaking of an insurance umbrella. It may be the dry season now, but we need umbrella protection more than ever before. An umbrella is essential equipment in a society that has become more and more litigious. Even if you aren’t a millionaire, Learn More “What is Umbrella Insurance and Why Do I Need It?”
Now that we have officially rolled into 2021, have you started preparing your important documents for updates? We recommend doing so to protect your assets and peace of mind. Turn the uncertainty of life into certainty. With the past year we’ve all experienced, we could all feel a bit more secure. So, what types Learn More “Updating Your Important Documents: Life, Health & Financial Documents”
Below is a reprint of a recent agent’s newsletter from Olympus Insurance Company. Olympus is a leading provider of Homeowners Insurance in Florida. The newsletter provides excellent insights into the current Homeowners Insurance crises. Olympus is a valued partner of our agency and we appreciate Olympus’s approval to share this confidential document. State of Florida Learn More “The State of Florida’s Insurance Market: Welcome to the Thunderdome”
From trees and outdoor lights to New Years’ Eve celebrations and driving, there are risks that come along with the holiday season. Don’t let your celebrations become tragic. Follow a few simple guidelines and you’ll be sure to keep your family and your home safe this season. Trees and Lights: Water your tree regularly. Dried Learn More “Tips to Staying Safe and Healthy During the Winter Holidays”
Part 1 – Homeowners Insurance Policies The past year has brought with it several challenges that were unforeseen but has also granted us with the opportunity to slow down, think about the things we value, appreciate the time we are able to spend with our loved ones, and perhaps most importantly, adapt and ensure we Learn More “Updating Your Important Documents Annually”