The Realities of Self-Insurance: A Sophisticated Risk Management Assessment

With the mounting costs of homeowners and property insurance, many are considering self-insurance as a potential solution. As risk managers, we believe self-insurance can be a viable option in certain contexts, but when does it transform from a calculated decision to a hasty impulse? Before we delve deeper into self-insurance, let’s discuss when self-insurance is not a Learn More “The Realities of Self-Insurance: A Sophisticated Risk Management Assessment”

Summer Home Energy Savings

Beat the South Florida Heat — and Your Air Conditioning Bill — This Summer Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every Learn More “Summer Home Energy Savings”

Flood Safety in South Florida

Almost anywhere it rains, it can flood, especially in South Florida. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood Learn More “Flood Safety in South Florida”