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Tips for Buying Auto Insurance
- Get more than one proposal from various
quality insurance companies.
- Look at optional deductible proposals.
- National Safety Council Defensive
Driving Class. (2 years licensed)
- Check for multi-policy discounts (Life,
Long Term Care, Umbrella).
- Good student / away at school credits.
- Pay in full discount can be substantial.
- Have VIN, Drivers License Number, Dates
of Birth and Social Security Numbers for all
drivers readily available when looking for
proposals.
- Know your driving and claims history for
the last five years, CLUE reports on all
vehicles.
- Good credit helps get good rates.
- Teen driving discounts and incentives.
- Senior driving courses.
- Know your vehicle financing requirements
(leased vehicle insurance requirements).
- Add towing and rental car reimbursement…
it’s inexpensive and you will be glad you
have it when you need it.
- Check out gap coverage for leased
vehicles.
- Your auto insurance does not cover loss
of use for rental cars. Use an appropriate
credit card for coverage.
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